Visit your local Sun Life website below to submit a claim or to learn about the individual and workplace insurance options available to help protect yourself and the people who depend on you. Disability insurance helps protect your income if you become disabled and can't work.
Long-term care insurance helps cover the cost when you require substantial assistance from others due to your diminished physical or mental abilities. We help Clients achieve lifetime financial security and live healthier lives by providing financial insurance solutions for employers of all sizes across. Critical illness insurance helps pay the costs associated with surviving a life-altering illness. Personal health insurance helps pays for health expenses such as prescription drugs, dental and vision care. There are 4 main types of health insurance: Health insurance protects you and your family from the financial impact of illness, accidents and disability. Universal life insurance is a type of permanent insurance. #SUN LIFE INSURANCE COMPANY OF AMERICA PLUS#
Permanent life insurance policies provide death benefit coverage immediately, plus build up cash value over time. Term life insurance policies are temporary and provide death benefits only. There are 2 main types of life insurance: It is also a crucial component of estate planning. Life insurance helps protect the financial security of the people who matter most, should something happen to you. It helps protect your finances when you're faced with health challenges, and helps safeguard your family's quality of life after you're gone. You can take a policy loan and depending on which plan you have, you may even be able to withdraw money from your policy.Insurance is the foundation of your plan for a secure financial future. Virgin Islands and in New York by Delaware Life Insurance Company of New York (New York, NY), which is authorized to transact business in New York. It may be guaranteed, non-guaranteed or a combination of both.Ĭash value accessibility You may be able to access the cash value of your policy when you need it most. Annuity products issued by Delaware Life Insurance Company (Waltham, MA), which is authorized to transact business in all states (except New York), the District of Columbia, Puerto Rico, and the U.S. For example, the death benefit is paid when the second person dies on a joint last-to-die policy.Ĭash values Cash value is money that builds in some policies over time. With a joint policy, you choose when we pay the death benefit. With YRT to 100, the cost of insurance increases each year to your age 70, at which time it becomes level for life.Ĭoverage options Single life policies cover 1 person joint policies cover 2 people. With YRT to 85, the cost of insurance increases each year to your age 85, at which time you will no longer have costs of insurance associated with the base insurance amount. Yearly renewable term (YRT) to 70, YRT to 85 and YRT, 100: With YRT to 70, the cost of insurance increases each year to your age 70, at which time you will no longer have costs of insurance associated with the base insurance amount. If your payment type is life pay or level for life, you will continue to pay the premiums for your insurance until age 100 or your death. 10, 15, 20, life pay and level for life: 10, 15 and 20 pay plans mean you only have to pay for your life insurance for 10, 15 or 20 years. Term life insurance: Renewable term plans increase in cost after the first term ends, and renew for another term equal to the one you originally selected. Western St. Box 871, Amarillo, TX 79105-0871 Overnight Mail: American General Life Annuity Service Center, 1050 N. 
Payment options You choose the payment option or length of time that meets your needs. American General Life Insurance Company 80 Regular Mail: American General Life Annuity Service Center, P.O.
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